Thursday, January 15, 2015

I Need a Shower

We're still fighting with insurance to pay for D's treatment. As of today, insurance has paid $0. I've applied for a service called "Medicaid Spend-down". Apparently this program will negotiate the rate of the treatment to match Medicaid's payment schedule. Then, I will be put on a payment plan to pay the balance (with insurance still paying $0).

Here's why I need a shower. In order to qualify for a negotiated rate ($0 will be paid by anyone other than myself) I had to submit every single documentation of my finances. I had to send a complete stranger my 401K statement, home loan balance, pay stubs, child support documentation, checking/savings account statements (the entire statement) for the past 6 months, personal property assessment, etc. I'm not even exaggerating. It was easier to qualify for a home loan than to apply for assistance in negotiating my child's health care fees. Let that sink in... IF approved, I will not receive any funding, only a negotiated balance.

On a brighter note, D gets to come home for a visit this weekend. The past 2 visits have been discouraging so please be in prayer for healing for D and for patience and understanding for me. The weather is supposed to be pleasant so maybe he and I can go for a run, like we used to. We have great conversation and laughs on our runs. *big smile* I sure do miss that kid.

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